Home Loan Online Application

Your loan is just a few clicks away. Complete the form below to get started with your Home Loan Application.

SECTION A - PERSONAL DETAILS If you are applying as the Primary Applicant Only, please complete this form once. If you are applying with both the Primary and Co-Applicant, the form will need to be completed twice, first with the Primary Applicants Information followed by the Co-Applicants Information. Primary Applicant or Co-Applicant
Title
Gender
First Name/s
Surname
ID Number
ID Type
Ethnic Group
SA Citizen
FOREIGN APPLICANT DETAILS Passport, country of issue
County of Birth
City of Birth
Nationality
SA Permanant Resident
Passport Number [PassportNumber]
Are you a temporaryResident of SA
Expiry Date of Passport
Permit Type
Permit Number
Permit Expiry Date
MARITAL STATUS DETAILS Marital Status
If married in ANC or Married in COP, Name and Surname of Spouse
No of Dependants
If married, with Foreigner country of marriage
SA Income Tax Number
Do you file any Tax Returns outside of SA
If so, country and tax number
RESIDENTIAL STATUS OF THE APPLICANT Current residential status
Are you a first type home buyer?
Will this property be your main residence?
Highest level of education
Do you currently smoke, or have you smoked in the last 12 months any form of tobacco or e-ciggarettes?
[cf7mls_step cf7mls_step-1 "Next Step 2 of 10" ""]SECTION B - CONTACT DETAILS OF THE APPLICANT Home Number
Cellphone Number
Work Number
Email Address
Fax Number
Home Language
Language of Correspondence
RESIDENTIAL ADDRESS Street
Suburb
City
Postal Code
Country
Length at current address
POSTAL ADDRESS Same as residential address
Street/PO Box[text Street/PO]
Suburb
City
Postal Code
Country
Legal notice delivery method
[cf7mls_step cf7mls_step-2 "Back" "Next Step 3 of 10" "Step 2"]SECTION C - EMPLOYMENT DETAILS OF THE APPLICANT Occupation Status
Occupation Level
EMPLOYMENT DETAILS - (Employed Only) Name of Occupation
Employer Name
Employee Number
Employment Period (Years and Months)
Employer Contact Number
Street
Suburb
City
Postal Code
Country
Percentage of income derived from own business (if any)
Company Name
Company Registration Number
Are you a shareholder at your employers business?
Percentage shareholding (if yes)
Does this purchase relate with a job change?
Were you previously employed?
PREVIOUS EMPLOYMENT DETAILS - (two Most Recent) Previous Employer 1
Duration (Years and Months)
Previous Employer 2
Duration (Years and Months)
[cf7mls_step cf7mls_step-3 "Back" "Next Step 4 of 10" "Step 3"]SECTION D - CREDIT STATUS OF THE APPLICANT Are you currently under Administration?
Were you ever under Administration?
Has a Judgement ever been taken against you?
Are you currently under debt review?
Are you currently under any debt re-arrangement?
Have you ever been declared insolvent?
Are you aware of any adverse credit listings?
Are you currently in credit bureau dispute?
EXISITING SURETYSHIPS Are you bound by any surety agreements?
If yes, specify amount
Are you currently paying off this account?
Monthly Installment
Details of suretyship
Will you be settling this account/debt
New Installment
Surety in favour of
[cf7mls_step cf7mls_step-4 "Back" "Next Step 4 of 10" "Step 4"]SECTION E - DETAILS OF THE PROPERTY YOUR ARE INTENDING ON FINANCING Erf Number/Section Number/House Number
Street/Complex
Suburb
New Loan/Further Loan Amount Required
Amount to be Registered
Do you require an additional amount to be registered for solar energy? (Solar finance available only through FNB)
Solar energy loan amount required (min R50k, max 15% purchase price)
[cf7mls_step cf7mls_step-5 "Back" "Next Step 6 of 10" "Step 5"]SECTION F - MONTHLY INCOME AND EXPENDITURE OF THE APPLICANT MONTHLY INCOME Gross Salary
Average Commission
Investment Income
Rental Income
Car Allowance
Travel Allowance
Entertainment Allowance
Income from sureties
Housing subsidy
Maintenance/Alimony
Average overtime (past 6 months)
Other Income (Description and Amount)
Other Income (Description and Amount)
MONTHLY DEDUCTIONS Tax (PAYE/SITE)
UIF
Pension
Medical Aid
Other Deductions (Description and Amount)
Other Deductions (Description and Amount)
Total Deductions
Income After Deductions
MONTHLY EXPENSES Rent (only if ongoing)
Maintenance/Alimony
Rates and Taxes/Levies
Water and Electricity
Assurance (life, retirement, annuities, insurance and funeral polices)
Groceries
Transport, petrol and car maintenace
Education
Medical (excl medical aid salary deductions)
Cellphone/Internet (If no on contract)
M-Net, DSTV and TV
Security
Other Expenses (Description and Amount)
Other Expenses (Description and Amount)
Total Expenses
Net surplus income/deficit
[cf7mls_step cf7mls_step-6 "Back" "Next Step 7 of 10" "Step 6"]SECTION G - PRIMARY TRANSACTUAL BANK ACCOUNT DETAILS AND CONTRACTUAL EXPENSES - OF THE APPLICANT Bank/Financial institution of the Applicant
Branch
Account Type
Account Holders Name
Is this account in the name of a Legal Entity?
Business Bank Account?
Account Number
For FNB, RMB and Standard Bank Primary Banked Customers Only: Your bank has requested the oppotunity to consider your home loan application first for a period of time. I consent to this arrangement
HOME LOANS Do you have an existing home loan, if yes complete the below. If no select no and leave the rest blank
Bank/Financial Institution
Branch
Account Holders Name
Outstanding Balance
Monthly Installment/Minimum Payment
Are you selling the existing property?
New Installment (if reduced)
OTHER BANK FINANCE ACCOUNTS (CREDIT CARDS, VEHICLE FINANCE, PERSONAL LOANS ETC) Bank/Financial Institution
Account Type (Credit Card, Vehicle Finance etc)
Current Balance
Monthly Payment
Will this account be settled?
Is this a Business Account?
Is this a Legal Entity Account?
RETAIL ACCOUNTS Name of Retail Store
Currently Balance
Monthly Payment
Will this account be settled?
[cf7mls_step cf7mls_step-7 "Back" "Next Step 8 of 10" "Step 7"]SECTION H - ASSETS AND LIABILITIES - OF THE APPLICANT Fixed Property Market Value
Fixed Property Liabilities
Vehicles Market Value
Vehicles Liabilities
Investments Market Value
Investments Liabilities
Furniture and Fittings Market Value
Furniture and Fittings Liabilities
Other Assests/liabilities Market Value
Other Assests/liabilities Liabilities
Total Assets
Total Liabilities
Net Asset Value
[cf7mls_step cf7mls_step-8 "Back" "Next Step 9 of 10" "Step 8"]SECTION I - DECLARATION AND CONSENTS - PRIMARY APPLICANT I/We, the undersigned, a) Consent to Tholulwazi Capital making an application for home loan finance on my/our behalf/ b) Consent to an insurance representative calling me/us to advise on my/our mandatory buildings insurance and my/our mortgage protection requirements related to my/our home loan application once it is granted. c)Acknowledge that personal, financial and other information is furnished to Tholulwazi Capital for the purposes of making an application for home loan finance and are aware that I/We are required to furnish all such information truthfully and fully. d) Consent to Tholulwazi Capital receiving all communications from the bank/s (including the quotation) pertaining to my/our home loan application. I/we consent to Tholulwazi Capital sharing the bank/s decision on my/our home loan application the estate agent and issuing the estate agent with a copy of the bank/s quotation. e) Consent to the bank/s only contact me/us after Tholulwazi Capital has notified the bank of my/our acceptance of the bank's quotation. f) Consent to Tholulwazi Capital and third parties, including banks, making enquiries to credit bureaux when assessing my/our home loan application for finance. g) Hole no other citizenships and residence for local and international tax purposes, other than the disclosed in the application form and I/we will inform the lender in writing of any change of this status within 30 days of the change of status. h) Consent to Standard Bank, ABSA and Nedbank electronically retrieving my/our bank statements. i) Do hereby appoint Tholulwazi Capital as my/our lawful representative and agent to process my/our personal information to obtain a copy of my/our personal credit report/s ("PCR") from the registered credit bureau, including via a registered reseller provider. I/We consent to the credit bureau and/or other registered provider releasing a copy of my/our PVC to Tholulwazi Capital to review solely for th purpose of providing me/us with advice of assistance with managing my/our credit. j) Consent that the bank may obtain and use my /our information from third-part qualification data providers to conduct an assessment to determine my/our eligibility for, and the appropriateness of, the home loan. k) Give consent to the bank to process my/our personal information to do fraud checks, as well as checks and reporting to the South African Fraud Prevention Services. l) I/We irrevocably consent that Nedbank and First Nation Bank may request my/our salary advice from my/our employer (s) m) Consent, after my mortgage bond is registered, to receiving estate planning advice of a free Will and to explore any changed insurance requirements. I/We are aware that I/We can opt out at any time. n) I/We, the undersigned, consent to Tholulwazi Capital making application to the NHFC on my/our behalf and FLISP and the Tholulwazi Capital to receive all communication from the NHFC pertaining to my/our FLISP application, including the final outcome of my/our application. I/We understand the purposes of which my/our personal information is required and for which it will be used by Tholulwazi Capital and the NHFC.

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