Home Loan Online Application

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    SECTION A - PERSONAL DETAILS

    If you are applying as the Primary Applicant Only, please complete this form once.
    If you are applying with both the Primary and Co-Applicant, the form will need to be completed twice, first with the Primary Applicants Information followed by the Co-Applicants Information.

    FOREIGN APPLICANT DETAILS

    MARITAL STATUS DETAILS

    RESIDENTIAL STATUS OF THE APPLICANT

    SECTION B - CONTACT DETAILS OF THE APPLICANT

    RESIDENTIAL ADDRESS

    POSTAL ADDRESS


    SECTION C - EMPLOYMENT DETAILS OF THE APPLICANT

    EMPLOYMENT DETAILS - (Employed Only)

    PREVIOUS EMPLOYMENT DETAILS - (two Most Recent)


    SECTION D - CREDIT STATUS OF THE APPLICANT

    EXISITING SURETYSHIPS

    SECTION E - DETAILS OF THE PROPERTY YOUR ARE INTENDING ON FINANCING


    SECTION F - MONTHLY INCOME AND EXPENDITURE OF THE APPLICANT

    MONTHLY INCOME

    MONTHLY DEDUCTIONS

    MONTHLY EXPENSES


    SECTION G - PRIMARY TRANSACTUAL BANK ACCOUNT DETAILS AND CONTRACTUAL EXPENSES - OF THE APPLICANT

    HOME LOANS

    OTHER BANK FINANCE ACCOUNTS (CREDIT CARDS, VEHICLE FINANCE, PERSONAL LOANS ETC)

    RETAIL ACCOUNTS


    SECTION H - ASSETS AND LIABILITIES - OF THE APPLICANT


    SECTION I - DECLARATION AND CONSENTS - PRIMARY APPLICANT

    I/We, the undersigned,
    a) Consent to Tholulwazi Capital making an application for home loan finance on my/our behalf/
    b) Consent to an insurance representative calling me/us to advise on my/our mandatory buildings insurance and my/our mortgage protection requirements related to my/our home loan application once it is granted.
    c)Acknowledge that personal, financial and other information is furnished to Tholulwazi Capital for the purposes of making an application for home loan finance and are aware that I/We are required to furnish all such information truthfully and fully.
    d) Consent to Tholulwazi Capital receiving all communications from the bank/s (including the quotation) pertaining to my/our home loan application. I/we consent to Tholulwazi Capital sharing the bank/s decision on my/our home loan application the estate agent and issuing the estate agent with a copy of the bank/s quotation.
    e) Consent to the bank/s only contact me/us after Tholulwazi Capital has notified the bank of my/our acceptance of the bank's quotation.
    f) Consent to Tholulwazi Capital and third parties, including banks, making enquiries to credit bureaux when assessing my/our home loan application for finance.
    g) Hole no other citizenships and residence for local and international tax purposes, other than the disclosed in the application form and I/we will inform the lender in writing of any change of this status within 30 days of the change of status.
    h) Consent to Standard Bank, ABSA and Nedbank electronically retrieving my/our bank statements.
    i) Do hereby appoint Tholulwazi Capital as my/our lawful representative and agent to process my/our personal information to obtain a copy of my/our personal credit report/s ("PCR") from the registered credit bureau, including via a registered reseller provider. I/We consent to the credit bureau and/or other registered provider releasing a copy of my/our PVC to Tholulwazi Capital to review solely for th purpose of providing me/us with advice of assistance with managing my/our credit.
    j) Consent that the bank may obtain and use my /our information from third-part qualification data providers to conduct an assessment to determine my/our eligibility for, and the appropriateness of, the home loan.
    k) Give consent to the bank to process my/our personal information to do fraud checks, as well as checks and reporting to the South African Fraud Prevention Services.
    l) I/We irrevocably consent that Nedbank and First Nation Bank may request my/our salary advice from my/our employer (s)
    m) Consent, after my mortgage bond is registered, to receiving estate planning advice of a free Will and to explore any changed insurance requirements. I/We are aware that I/We can opt out at any time.
    n) I/We, the undersigned, consent to Tholulwazi Capital making application to the NHFC on my/our behalf and FLISP and the Tholulwazi Capital to receive all communication from the NHFC pertaining to my/our FLISP application, including the final outcome of my/our application. I/We understand the purposes of which my/our personal information is required and for which it will be used by Tholulwazi Capital and the NHFC.

    Tholulwazi Info HuB

    Contact Info

    OFFICE HOURS

    Mon-Fri
    08:00  to 17:00

    Sat
    08:00 to 13:00

    Sunday and Public Holiday Closed

    Address:
    Fairbreeze Office No 23,

    Princess Magogo,Ulundi,3838

    Email:
    info@tholulwazicapital.co.za

    Contact:
    T: +27 87 821 3154
    C: +27 73 888 9399

    Tholulwazi Capital is a registered credit provider NCRCP13761