Why Choose Us

To get pre-approvals for bond certificates with the 9 major banks in South Africa using Tholulwazi Capital as a bond originator, here’s how the process typically works:

Steps for Pre-Approval:

1. Assessment of Financial Standing:

   • Submit all required documents, such as proof of income, bank statements, and credit history.
   • Tholulwazi Capital will review your financial position to match you with suitable banks.

2. Application to Major Banks:

   • Tholulwazi Capital applies to all 9 major banks on your behalf, increasing your chances of getting the best deal.

3. Pre-Approval Process:

   • The banks assess your financial details.
   • Pre-approval provides an indication of the loan amount and terms you’re eligible for.

4. Final Approval:

   • Once you’ve chosen a property, the bank of your choice will conduct a valuation and finalize the bond approval.

Payday Loan Option:

• Loan Amount: Up to R8,000.
• Purpose: To help cover unforeseen expenses or emergencies.
• Application Requirements:
  • Recent payslips.
  • Proof of address.
  • Valid South African ID.
  • Bank statements (last 3 months).

Would you like to know more about Tholulwazi Capital’s offerings, or help structuring your applications with the banks? Let us know!

For your own convenience, We have made it easy for you to start you application with just a click of the button.